United Medical Credit & HIPAA Compliance
United Medical Credit believes your personal information should be just that: personal. When it comes to sensitive financial and medical information, protecting your privacy against bad actors is even more important. The federal Health Insurance Portability and Accountability Act, or HIPAA (pronounced HIP-uh), lays out strict requirements for preserving the privacy and security of protected healthcare information, commonly known as PHI. It also details the steps providers, insurers, and others with legitimate access to your information are obligated to follow in case of unauthorized sensitive information access. HIPAA is probably one of the farthest-reaching federal privacy laws ever enacted—and United Medical Credit is committed to following HIPAA and keeping your PHI private, as it should be.
The federal Department of Health and Human Services and the Office of Civil Rights are responsible for enforcing HIPAA regulations. They do this by auditing companies and entities with access to PHI to ensure they are making a good-faith effort to restrict information access to those with a bona fide need to know. Noncompliance penalties for healthcare vendors and associated professionals are steep because the damage resulting from a data breach involving PHI could be incalculable.
UMC works in partnership with a private third-party HIPAA compliance firm whose specialized tools help us continually evaluates and refines our systems and process to deliver top-notch security at every point in the medical loan process, from your first application to your last payment. For us, “compliance” is only the beginning. We strive to go above and beyond the “good-faith effort” the law requires, implementing the latest technology and time-tested protocols to safeguard your private information, including Compliancy Group’s proprietary HIPAA compliance solution, known as The Guard™. We’re proud of the energy, resources, and dedication our staff devotes to maintaining security and confidentiality of your PHI at the highest possible level.
As a result of our dedication to your privacy, we have been awarded the Compliancy Group’s Seal of Compliance™, which is regarded across the industry as the gold standard in verification of HIPAA compliance efforts. This seal shows we’re committed to keeping your PHI safe and secure from people who shouldn’t have access to it while making it available to those with a legitimate need as defined by law. Seeing this seal means you can be confident your sensitive information will be treated with the diligence and secrecy the law requires—and when you work with United Medical Credit to obtain financing for your medical and other healthcare needs, you won’t just get a loan, but peace of mind.
UMC believes you deserve more than the bare minimum, both in the loans you receive and the security which protects your PHI. We’re proud to display the Seal of Compliance™ and demonstrate our ongoing commitment to delivering the best loan services under the tightest confidentiality protocols possible. When you’re considering a financial loan for any medical need, we hope you’ll look for this seal—and then come to United Medical credit for all your healthcare financing needs!