CRB

By submitting this application, I understand and agree that I am providing “written instructions” to Health Credit Services (“HCS”) and Cross River Bank (“CRB”), a New Jersey state charter bank, (collectively, “we”) under the Fair Credit Reporting Act authorizing HCS and CRB to obtain information from my personal credit profile or other information from one or more consumer reporting agencies in order to determine my qualification for financing. I authorize HCS and CRB to obtain my consumer report and related information about me from one or more consumer reporting agencies. I also authorize HCS and CRB to verify information in my application, and I agree that HCS or CRB may contact third parties to verify any such information.

Meta

By submitting this application, you understand and agree that you are providing “written instructions” to Health Credit Services (“HCS”) and MetaBank, a federal savings bank, (collectively, “we”) under the Fair Credit Reporting Act, authorizing HCS and MetaBank to obtain information from your personal credit profile or other information from one or more consumer reporting agencies in order to determine your qualification for financing. You authorize HCS and MetaBank to obtain your consumer report and related information about you from one or more consumer reporting agencies. You also authorize HCS and MetaBank to verify information in your application, and you agree that HCS or MetaBank may contact third parties to verify any such information.