Bariatric surgeries and procedures are necessary for individuals who are significantly overweight and prior efforts to lose weight with diet and exercise have been unsuccessful. Such weight loss surgeries are major life changing procedures and can also help reduce your risk of weight-related health problems such as type 2 diabetes, high blood pressure and sleep apnea. United Medical Credit can help you jump start your road to success.
United Medical Credit offers bariatric financing for a variety of procedures including but not limited to:
United Medical Credit offers loans of up to $35,000 for bariatric procedures with the following benefits:
Affordable bariatric surgery and the body you’ve always dreamed of are in within your reach!
Why Finance Bariatric Surgery Procedures?
Even with diet, exercise, support and medication, some people simply cannot lose weight on their own. This is not a failing on their part, and it doesn’t necessarily mean the person is lazy, lacks self-control or simply doesn’t care about their appearance—their body simply retains calories in the form of fat faster than they can burn them. This added weight can impact self-esteem and social interaction, and over time can lead to more severe and even deadly problems such as sleep apnea, heart disease, diabetes and strokes, among others.
United Medical Credit offers bariatric surgery financing through our online lender network to help make losing weight more affordable than ever before. Many people are surprised to learn they don’t have to max out their credit card, risk the good standing of their checking accounts or take out a 401k loan to cover weight loss and bariatric surgeries.
UMC patient loans make financing your bariatric surgery easier and more affordable than you ever imagined. Our patient financing is a great solution for people who:
At UMC, we don’t think your finances should be a barrier to the life you deserve. That’s why each of our medical loans are designed with a payment plan which fits your budget and lifestyle while still helping you achieve the weight loss you’ve always dreamed of. Click here to start a bariatric loan application and see how easy it can be to save money while still getting the surgery you need to get your life back!
Financing bariatric surgery can help you start a new, slimmer life without heavy payments!
What Are the Benefits of Bariatric Surgery Financing?
Weight loss surgery financing can help you regain your health and an active, joyous life. By spreading the cost of your procedure over time, financing for bariatric surgery offers a huge positive impact on your health without jeopardizing your long-term financial goals. Here are just a few reasons why United Medical Credit’s bariatric surgery financing options may be the right choice for you!
Weight loss surgeries aren’t getting any less expensive, but bariatric loans can ease the sting of the procedures while giving you a head start on the body you’ve always dreamed of. Click here to see how quick and easy it can be to get the loan you need to become one more of the many success stories bariatric surgery has created!
Bariatric surgery financing with affordable monthly payments
Helping You Manage the High Cost of Bariatric Treatments
As scientific understanding of the underlying causes of obesity increase, so does the popularity of medical intervention designed to help people eat less and force their bodies to use nutrients more efficiently. Surgical methodologies such as duodenal switch, gastric balloon, gastric banding or “lap band,” sleeve gastrectomy and gastric bypass are all options for patients who meet certain criteria and who cannot achieve a healthy weight through traditional modalities. But the cost of bariatric surgery can be high, with gastric banding costing an average of $14,500 and gastric sleeve a whopping $23,000—more than many new cars!
Many patients turn to medical tourism to combat the high weight loss surgery cost, traveling outside the US to obtain bariatric services at a reduced cost. However, this method comes with its own problems and risks, including having access to a passport, lack of post-surgical support and care once the patient returns home, arranging travel and other accommodations and a legion of other factors.
Because of these considerations, it’s not surprising many people decide not to have bariatric surgery. Some common excuses include:
While these reasons are valid concerns, more people are choosing to finance weight loss surgery—and they’re turning to United Medical Credit to help! We’re proud to be a top pick for people who options to finance weight loss. Here’s why!
With UMC on your side, there’s never been a better time to seek out bariatric financing. Click here to start the application process and you could be approved in minutes!
Will My Bariatric Financing Cover the Procedures I Need?
Unlike an insurance company, which can restrict the types of weight loss procedures they’ll cover, you can use your loan from UMC’s lender network for any costs related to your procedure! The only limitation is the amount of the loan you qualify for, but beyond that, it’s your money to use as you need it. You don’t even have to use it for your bariatric procedure. Here are just a few of the things you can use your UMC financing for!
There’s never been a better time to finance weight loss procedures while still taking care of your family’s other health needs. Click here to start your application and put UMC’s network of medical lenders to work for the people who mean the most to you!
Our bariatric surgery financing options are designed with you in mind!
Doesn’t My Health Insurance Company Cover Bariatric Treatments?
Health insurance is a wonderful thing, and it can offer a lot of peace of mind. However, insurance companies stay in business by restricting the services they pay for and limiting their financial obligations while spreading the risk among a large pool of customers. For these reasons, it’s not uncommon for insurance companies to refuse to pay some, all or any of the cost of bariatric surgery, leaving their customers on the hook for huge medical bills. Here are just some reasons insurance companies give for not covering weight loss procedures.
At UMC, we think decisions about your care should be up to you and your physician, not an actuary or insurance underwriter. That’s why we offer bariatric surgery financing options to fit just about any budget or need. Click here to start your application and experience the UMC difference for yourself today!
The start to the new body and life you’re dreaming of is only a few clicks away. Start your bariatric surgery financing application today!
FAQ
Q: Can you finance bariatric surgery?’
A: Yes! United Medical Credit offers gastric bypass financing, as well as loans to help defray the costs of other bariatric modalities and medical equipment, including but not limited to gastric balloon, gastric banding and other bariatric procedures.
Q: Can I buy insurance to cover bariatric surgery?
A: While it is technically possible to get insurance to cover bariatric surgery, if your employer’s group health plan doesn’t specifically include bariatric surgery and associated care as benefits, you will likely not be able to get an insurance company to cover it. Even if your carrier does offer bariatric benefits, there are a number of ways they may either deny your claim or reimburse you for far less than you expect. Ironically, it’s best not to pin your hopes for a healthier life on your health insurance provider.
Q: How do you qualify for the gastric sleeve?
A: Bariatric surgery of any kind is the culmination of a lengthy and often frustrating journey, involving a number of medical professionals and a lot of time preparing for weight loss. It’s not as simple as talking to your doctor and going to a clinic, unfortunately. And your weight is only one component in the overall picture.
To qualify for gastric sleeve or other bariatric surgery, you have to meet certain criteria.
Q: How much do you have to weigh to get bariatric surgery?
A: Your weight is only part of the equation to determine whether you are a candidate for bariatric surgery. Your Body Mass Index, or BMI, is actually one of the key determining metrics. To calculate your BMI, take your weight in pounds divided by your height in inches squared, and then multiplying by 703, like this
(lbs/[in^2])*703 = your BMI
Once you know your BMI, you can talk to your doctor about whether bariatric surgery may be an option for you.