Every day, thousands of medical providers are performing necessary procedures for their clients throughout the United States. On many occasions patients are unable to pay upfront for their medical procedures or medical devices.
United Medical Credit is here to assist patients by helping them finance their medical procedure or medical device hassle-free. Through our network with experienced physicians and vendors, and our agreements with competitive lenders, our associates are able to get you the right medical financing options, at the best rates, on time.
Our large selection of physicians and vendors allows us to find the provider that will work best for you. If you already have a provider you are seeing who does not work with us, we can work with your provider to make sure you can still finance the procedure or device you need.
Frequently Asked Questions:
I don’t have the best credit. Will I still get approved?
United Medical Credit strives to offer financing options for most credit scores. In cases when the applicant is declined due to derogatory credit, you can add a co-signer on the loan to help try and get you approved. Our associates will work with you and your co-signer to try and get you approved with the best financing options.
What will my interest rate be based on?
Your interest rate is based on your credit score, credit history, length of the loan and loan amount.
What kind of financing options do you offer?
We offer Same as Cash (SAC) programs ranging from 6-24 months on approved credit and with provider participation. We also offer up to 72 month loan terms. The Same as Cash option is interest free if paid within the promotional period.
Do I have to make a down payment?
In most cases, you will not have to make a down payment. However, in some cases when your credit score is borderline approved and/or the loan amount is too high, you may have to make a down payment. Our associates would help you through this step by step.
I’m approved for my loan! Now what?
Once you’re approved, one of our associates will contact to you to go over your interest rate, financing options and approved loan amount. We would then contact your physician and work out the details of your procedure and its financing terms. All you have to do after that is show up on the day of your procedure!
How can I get more information on United Medical Credit and my financing options?
Feel free to email us @ email@example.com or call us @ 888-647-4333!